Koody for Business is a bookkeeping and cash-flow workspace for sole proprietors and small businesses. It organizes income, expenses and account balances and turns categorized transactions into business reports. The product page describes manually added accounts as well as imported bank and credit-card statements, so using it does not require giving the service a bank-login connection. Business checking, savings, credit cards and cash accounts can be tracked together.
Its business features include automatic categorization, built-in and custom categories, profit-and-loss reports, year comparisons and weekly cash-flow views. Users can attach receipts or invoices to transactions and export records for an accountant. A Schedule C preparation worksheet is aimed at organizing information for US sole proprietors. It is a preparation aid rather than proof that a return has been filed, that an expense is deductible or that the same tax form applies in another country. The balances and profit figures shown in the marketing screenshots are examples, not customer outcomes a new user should expect.
The pricing table separates manual tracking from imports and business reports. Free includes manual transaction entry and a limited history. Standard adds longer history, exports and budgeting features. Plus includes statement imports from PDF or CSV, automatic categorization, unlimited history and business reports including profit and loss. A business that needs those reports should therefore compare Plus rather than assuming every advertised feature is part of the free plan. Imported categories and opening balances still need checking against source records. Koody is most useful as a way to keep working records organized throughout the year, then give an accountant the transaction detail and supporting documents behind the totals. Users should review its data-handling terms before uploading financial statements.
